If you've come into an inheritance, chances are likely that a loved one has passed. This will most likely be a difficult time for you, so it's important to refrain from making any rash decisions (for example, booking a month long vacation). Instead, it's suggested that you consider your long term goals, and put a heavy focus on securing your financial future…
Read MoreDuring your working years, many types of insurance are usually considered to be necessary. For example, life insurance protects your family’s financial security and disability insurance protects your income. In retirement, life and health insurance is to a large extent optional, but may still be regarded as essential to many retirees…
Read MoreUnless you prepare properly, your executor could end up feeling more like a detective. Where are receipts for the final tax return? Where’s the life insurance policy? What, there’s an old bank account from 20 years ago? The job of the executor is involved enough without having to search for information and documents that could’ve been placed at their fingertips…
Read MoreA vacation property owner has always intended to hand down the property to her two children. However, she’s planning her estate and faces a challenge. Her adult daughter regularly vacations at the lakeside property, but her son lives three provinces away and is no longer interested in the property. The equal split no longer works…
Read MoreIn the past, we would have had four or five in-person meetings, in order to build trust with new clients; but after COVID-19, it has become more of a challenge for people to connect with us “face-to-face”…
Read MoreFor most people, investing changes as retirement approaches. The number one concern is usually wealth protection. If markets suffer a severe downturn just before your planned retirement, you want to know your nest egg will remain intact and you’ll still retire on time…
Read MoreIt’s important to keep in mind that headlines are very biased. They’re made to grab your attention by highlighting only the most negative aspects of any situation; and COVID-19 was no different. As advisors, we need to understand what's really happening and keep our clients' money safe…
Read MoreDuring income-earning years, a Tax-Free Savings Account (TFSA) can be used to fund numerous expenses – a child’s education, family trips, a wedding, just about anything. Once you retire, you’ll discover that a TFSA is just as versatile, helping you to meet a variety of needs unique to retirement…
Read MoreAt Spire Advisors, we don’t let COVID-19 (or anything else for that matter), get in the way of how we care for our clients.
As we often say, to us, it’s the people behind the figures who matter most. In other words, while so many other financial institutions make it about “the transaction,” we focus on the “client relationship”…
Read MoreAssante also ranks first in trust among full-service investment firms. Read the full press release…
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