June 3, 2022

Buy Low, Sell High – the Challenges and Opportunities

Buy low, sell high is one of the most famous mantras in investing. It’s the investment ideal, if you could do it regularly and successfully. The trouble is, if you aim to buy low and sell high by trying to time the market, you’ll face conditions that are unpredictable…

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Carly HoffmanComment
May 25, 2022

Can Your Risk Tolerance Change?

Risk tolerance can be described in several ways, but it often comes down to this question: How much of a decline in the value of your investments are you comfortable accepting in exchange for higher potential returns over the longer term? Read the full article…

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Carly HoffmanComment
May 6, 2022

Inflation Is Not the Only Challenge

Statistics Canada reported higher inflation in February 2022. The Consumer Price Index rose 5.7% compared to a year ago as of February 2022. Commodity prices have skyrocketed as a result of the current Russia-Ukraine conflict.…

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April 11, 2022

New Home Savings Account a “Substantial” Measure for New Buyers

The federal government proposed something “substantial” for first-time homebuyers in Thursday’s budget with the introduction of a new savings account, says Jamie Golombek, managing director of tax and estate planning with CIBC Private Wealth. Read the full article from “Advisor’s Edge"…

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Carly HoffmanComment
March 31, 2022

Time for a Vacation Property Chat?

If you plan on passing down your cottage, cabin or chalet to your children, make sure they actually want to own the property. Finding out where everyone stands will prevent family conflicts down the road and help you with tax and estate planning…

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Carly HoffmanComment
March 24, 2022

Is Cryptocurrency for Investors or Speculators?

Can you name three things you can pay for with cryptocurrency in Canada? If you’re like most Canadians, you’re probably struggling for an answer, and this illustrates what makes cryptocurrency so unusual. Without fulfilling its purpose as a viable currency, it has become a worldwide investment phenomenon…

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Carly HoffmanComment
March 18, 2022

Single? Estate Planning is Still Important

It’s natural to think that estate planning for a single person would be less involved than for someone who’s married with children. But that’s not necessarily the case. Many estate planning measures that are made automatically by a married individual, such as leaving estate assets to their spouse, require more time and thought for a single person…

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Carly HoffmanComment
March 10, 2022

What to do When Retirement Approaches

When retirement arrives, you want to enjoy this new chapter in your life – not start off with a multitude of financial decisions and to-dos. You can have comfort instead of chores by taking care of a few financial matters as retirement is approaching…

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Carly HoffmanComment
February 24, 2022

Market Volatility: Russia’s “Peacekeeping” Operation

On Monday, the Russian government announced that they were officially recognizing Donetsk and Luhansk, two selfproclaimed separatist republics in eastern Ukraine. Read the full article by Dynamic Funds® Chief Investment Strategist: Myles Zyblock BA (Hons.), MA, CFA…

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Carly HoffmanComment
February 17, 2022

Save Tax by Splitting Income with Children

When you think of income splitting, what first comes to mind is likely moving taxable income to a lower-income spouse. But several income splitting opportunities with children are available and worth exploring. The more income you can transfer to others in a lower tax bracket, the more tax you save as a family…

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Carly HoffmanComment